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The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts which will remain at $250,000 per depositor.
Section 343 of the Dodd-Frank Act amends the Federal Deposit Insurance Act to include noninterest-bearing transaction accounts as a new temporary deposit insurance account category. All funds held in noninterest-bearing transaction accounts will be fully insured, without limit, from December 31, 2010, through December 31, 2012.
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USA Patriot Act Information:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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Deposit Rates
Click the picture to view our rate sheet.
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Switch Kit
New to Blanco National Bank? We will make the adjustment from your old bank as easy as possible.
Click the picture for more details.
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Regular Checking Account
- $100 minimum opening deposit
- No service charge
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BNB Green Checking Account
- $100 minimum opening deposit - Free Visa check card(s) - Free online banking
- Free online bill pay - Free E-statement delivery - Free ATM usage at BNB owned ATMs
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Young Savers Checking (students under age 24)
- No service charge
- Free safety paper, wallet style checks
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55 Plus Club Regular Checking (age 55 and over)
- Free Traveler's checks - Free Cashier's checks - Free Notary service
- No service charge - Free overdraft protection for qualified customers
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Texas Star Club
- Accidental insurance plans available starting at $6.00 (call your local New Accounts rep for more info)
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NOW Account* Money Market* Superstar*
- $1,000 minimum - $2,500 minimum - $50,000 minimum
- Unlimited check writing - Limited withdrawls - Unlimited check writing
*Similarities: Pay interest & $10 service charge if the balance falls below minimum requirement
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Personal Passbook Savings
- $100 minimum opening deposit - Six (6) withdrawals per quarter - .50 per additional withdrawal
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Individual Retirement Accounts
- FDIC Insured - Traditional and Roth - 18 month cd OR passbook account
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Certificates of Deposit
Click the picture for more information.
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Reorder Checks
- Reorder from Deluxe - Reorder from Main Street Checks, Inc
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