At close of business March 31, 2008

ASSETS
Cash and balances due: Noninterest-bearing balances	4,955,000.00
Cash and balances due: Interest-bearing balances	307,000.00
Securities: Held-to-maturity securities	265,000.00
Securities: Available-for-sale securities	31,828,000.00
Federal funds sold	4,200,000.00
Securities purchased under agreements to resell	0.00
Loans and leases held for sale	0.00
Loans and leases, net of unearned income	92,320,000.00
LESS: allowance for loan and lease losses	1,354,000.00
Loans and leases, net of unearned income and allowance	90,966,000.00
Trading Assets	0.00
Premises and fixed assets	1,593,000.00
Other real estate owned	979,000.00
Investments in unconsolidated subsidiaries	0.00
Customer's liability on acceptances outstanding	0.00
Intangible assets: Goodwill	0.00
Intangible assets: Other intangible assets	0.00
Other assets	1,518,000.00
Total assets	136,611,000.00

LIABILITIES:
Deposits: In domestic offices	122,559,000.00
Deposits: In domestic offices, noninterest bearing	26,497,000.00
Deposits: In domestic offices, interest-bearing	96,062,000.00
Federal funds purchased	0.00
Securities sold under agreements to repurchase	0.00
Trading liabilities	0.00
Other borrowed money	0.00
Bank's liability on acceptance	0.00
Subordinated notes on debentures	0.00
Other liabilities	618,000.00
Total liabilities	123,177,000.00

1ST QUARTER 2008

A COMMUNITY OWNED BANK
SAFE - SOUND - PROGRESSIVE